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}}'''''Consumer and Debt Law''''' from [[People's Law School]] is a problem-solving resource for legal advocates, paralegals and lawyers whose clients are having problems with consumer contracts and purchases or credit and debt issues.

==Contents==

*'''[[Before You Begin|Before You Begin]]'''
**[[Before You Begin#Scope of Consumer and Debt Law|Scope]]{{·}} [[How to Use Consumer and Debt Law to Help Your Clients|How to Use]]{{·}} [[Client Options: Range and Reality|Client Options]]

*'''[[Consumer Law]]'''
**Contracts
***[[Contracts Overview]]{{·}} [[Contract Defences]]{{·}} [[Opting Out and Cooling-off Periods|Opting Out & Cooling-off Periods]]{{·}} [[Contract Remedies]] {{·}}[[Contracts Made by Minors]]
**[[Making a Purchase]]
***[[Sale of Goods Law]]{{·}} [[Deposits in Consumer Transactions]]{{·}} [[Misleading Advertising]]{{·}} [[Unfair or Deceptive Practices]]{{·}} [[Unsolicited Goods and Services|Unsolicited Goods & Services]]{{·}} [[Leases]]
**[[Buying Services]]
***[[Travel Services]]{{·}} [[Repairers' Liens]]{{·}} [[Warehouse Liens]]{{·}} [[Lawyers' Fees]]

*'''[[Debt Law]]'''
**[[Borrowing Money]]
***[[Types of Lenders and Creditors|Types of Lenders & Creditors]]{{·}} [[Interest and the Cost of Borrowing Money|Interest & the Cost of Borrowing ]]{{·}} [[Payday Loans]]{{·}} [[Co-signing, Guarantees and Joint Debts|Co-signing, Guarantees & Joint Debts]]{{·}} [[Credit Insurance]]
**[[Credit Reports & Credit Cards]]
*** [[Credit Reports and Credit Ratings|Credit Reports & Ratings]]{{·}} [[Credit Cards]]
**[[Mortgages & Secured Loans]]
***[[Mortgages and Foreclosure|Mortgages & Foreclosure]]{{·}} [[Prepayment Rights]]{{·}} [[Security Agreements]]
**[[Dealing with Debt]]
***[[Harassment]]{{·}} [[Collection Agents]]{{·}} [[Garnishment and Set-offs|Garnishment & Set-offs]]{{·}} [[Bailiffs and Sheriffs|Bailiffs & Sheriffs]]
**[[Legal Actions]]
***[[Fraudulent Conveyances and Fraudulent Preferences|Fraudulent Conveyances & Preferences]]{{·}} [[Recovery of Goods]]{{·}} [[Tort Actions]]
**[[Getting Out of Debt]]
***[[Debtor’s Options for Getting Out of Debt]]{{·}} [[Assignments in Bankruptcy]]{{·}} [[Consumer and Ordinary Proposals|Consumer & Ordinary Proposals]]{{·}} [[Orderly Payment of Debts]]

*'''[[Court]]'''
**[[Going to Court]]
***[[Court Process in Consumer and Debt Matters|Court Process]]{{·}} [[Limitations]]{{·}} [[Instalment Payment Orders]]{{·}} [[Foreign Claims and Judgments|Foreign Claims & Judgments]]{{·}} [[Contempt of Court]]
**[[Enforcing Court Judgments]]
***[[Examination of Debtors]]{{·}} [[Enforcing Judgments Against Chattels]]{{·}} [[Enforcing Judgments Against Land]]{{·}} [[Stays of Enforcement]]

*'''[[More]]'''
**[[Laws & Cases]]
***[[Consumer and Debt Laws|Consumer & Debt Laws]]{{·}} [[Consumer and Debt Cases|Cases]]
**[[Where to Get Help]]
***[[Agencies that Help with Consumer and Debt Law|Agencies that Help]]{{·}} [[Other Resources for Consumer and Debt Law|Other Resources]]
** [[People's Law School|About People's Law School]]

== Copyright & disclaimer== 

[[File:Creativecommonssmall.png|link=Clicklaw Wikibooks Copyright Guide|alt=Creative Commons Attribution-NonCommercial-ShareAlike 2.5 Canada Licence]] ''Consumer and Debt Law'' &copy; People’s Law School is, except for the images, made available under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International Licence.

The 1996 to 2012 editions of ''Consumer Law and Credit/Debt Law'' were published by the Legal Services Society.

At [[People's Law School]], we believe accurate, plain English information can help people take action to work out their legal problems. This publication explains in a general way the law that applies in '''British Columbia, Canada'''. It is '''not intended as legal advice'''. Legal advice applies the law to an individual's specific situation. If you want assurance that any information is appropriate to your specific situation, or recommendations on next steps with a specific legal problem, please contact a legal professional. Some sources of legal help are highlighted in the "[[Agencies that Help with Consumer and Debt Law]]" section.

==Dedication==
The 2018 edition of ''Consumer and Debt Law'' is dedicated to the late Allan Parker, QC. Allan was a respected lawyer, teacher, mentor and friend to poverty lawyers, paralegals and community advocates. He worked tirelessly to improve access to justice for the disadvantaged. Allan was pivotal in the development and updating of this publication. His many contributions to legal aid and pro bono work in BC will always be appreciated.

==Related titles==

Other titles from People's Law School on Consumer and Debt Law:

== About People's Law School==
[[File:Peopleslawschoollogo-horizontal.jpg|frameless|none|200px|link=]] 

[[People's Law School]] is a non-profit society in British Columbia providing free education and information on the legal problems of daily life. 

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