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===Step 3. Cancel joint credit cards and accounts===
Do you and your partner have any joint credit cards? Consider calling the credit card issuer to tell them you’re separating. Ask them to cancel your credit card for the joint account. You don’t want the card issuer to hold you responsible for new charges on the account if you can help it.

If you have a line of credit or an open mortgage with your partner and you worry they might withdraw more money from it, call the lender and ask them to:

* freeze the line of credit or mortgage
* reduce the credit limit to the present balance
* convert the account to deposit only
* require two signatures to withdraw more money

{| class="wikitable"
|align="left"|'''Tip'''
You should talk to a lawyer before taking these kinds of financial steps. They will give you legal advice about whether you should first let your partner know what you’re doing.
|}