Difference between revisions of "Starting a Small Claim (20:V)"

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One  cannot  squeeze  blood  from  a  stone.    If  a  defendant  has  insignificant  assets  or  income,  the defendant may have no means to pay a judgment; such a person is “judgment-proof” and a claimant with  an  uncollectible  judgment  is  said  to  be  holding  an “empty  judgment”.    A  claimant  should consider whether it is worth the time, expense, and stress of suing a judgment-proof defendant.
One  cannot  squeeze  blood  from  a  stone.    If  a  defendant  has  insignificant  assets  or  income,  the defendant may have no means to pay a judgment; such a person is “judgment-proof” and a claimant with  an  uncollectible  judgment  is  said  to  be  holding  an “empty  judgment”.    A  claimant  should consider whether it is worth the time, expense, and stress of suing a judgment-proof defendant.
A  judgment  is  enforceable  for  ten  years  after  it  is  issued55;  after  this  time,  unless  it  is  renewed,  the judgment  expires  and  becomes  uncollectible.    On  some occasions,  a  previously  judgment-proof defendant  will “come  into  money”  by  receiving  an  inheritance  or winning  the lottery.  This is  a  rare occurrence and a claimant must invest time and effort to monitor the defendant’ s circumstances over the  ten  years  that  the  judgment  is  enforceable.    A  more  common  change  in  a  judgment-proof defendant’ s circumstances is the defendant securing a higher-paying job.
A claimant  should  also  consider  the  likelihood  of  the  defendant  going  bankrupt.    If  the  defendant goes  bankrupt,  the  claimant  may  recover  little  or  none of  the  amount  of  the  judgment.    For  more detail on bankruptcy, see “Enforcement of a Judgment”.
A claimant must decide whether or not to sue before the limitation period expires.  If the limitation period  expires,  a  claimant  cannot  later  sue  on  that  cause of  action  if  the  defendant’s  circumstances change.
== D. Drafting the Notice of Claim ==
The  Notice  of  Claim  is  the  document  that  starts  an  action  in  Small  Claims  Court.    The  Notice  of Claim form is comprised of several sections and each section must be  completed.  The form can be either typed or handwritten.  Hard copies are available from the court registry56 and an electronic copy is available online57.  Where possible, a claimant should type the Notice of Claim form.
A  sample  Notice  of  Claim58  is  attached  and  may  be  a  helpful  guideline  when  drafting  a Notice  of Claim.
=== 1. “From” ===
This  section  must  contain  the  claimant’s  full  legal  name,  address,  and  telephone  number.  The  claimant  has  an  on-going  duty  to  notify  the  court registry  of  any  changes  to  the information in this section.  Failure to provide the registry with current and accurate contact information  may  result  in  the  claimant’s  claim  being  dismissed  and/or  the  claimant  being liable for costs or penalties.
=== 2. “To” ===
The claimant must list the full legal name, address for service, and, if available, the telephone number for each defendant.  If additional space is required, the claimant may attach a piece of paper listing this information for each defendant. Alternatively, the Notice of Claim filing assistant59 can neatly add multiple defendants onto one Notice of Claim form.
Failure to list the proper legal name of a defendant may result in the claimant’s claim against that defendant being dismissed or the judgment against that defendant being unenforceable.  If  the  limitation  period60  has  already  expired,  the  claimant  may  not  be  able  to  correct  the error.
=== 3. “What Happened?” ===
In this section, the claimant must list the facts that support the claimant’s cause(s) of action and  the  damages  that  the  claimant  has  suffered.The  claimant  should  adhere  to  the following general rules:
#Don’t plead evidence – state what you will prove, not how you will prove it
#Don’t plead law – unless you have a statutory cause of action

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