Difference between revisions of "Glossary for Scams to Avoid"
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'''Catphishing:''' When someone assumes a fake identity to lure another person into an emotional or romantic relationship with them, so they can trick them out of their money. | |||
'''Consumer:''' A person who buys goods or services. | |||
'''Contract:''' A legally recognized agreement made between two or more people. | |||
'''Credit:''' The ability to obtain money or value based on trust that payment will be made in the future. | |||
'''Credit report:''' A detailed list of a person’s credit and bill-paying history, and other information about them. | |||
'''Credit score:''' A number that expresses the information in a person’s credit report at one point in time. The score indicates the risk the person represents for lenders, compared with other people, on a | |||
scale from 300 to 900. The higher the score, the lower the risk for lenders. | |||
'''Creditor:''' A person or company to whom another person owes money or an obligation. | |||
'''Debt: '''A sum of money or an obligation owed by one person to another. | |||
'''Fraud:''' To intentionally deceive someone in order to gain an unfair or illegal advantage. | |||
'''Identity theft:''' When someone takes personal information and uses it to access that person’s finances, make purchases in their name, or commit other crimes. | |||
'''Malware:''' Software used to disrupt use of a computer or other device or gain access to sensitive information on the device. | |||
'''Phishing:''' When someone sends a fake email or text to trick a person into handing over personal and financial information. Their message is being used as bait to “fish” for victims. | |||
'''Scam:''' An illegal or dishonest scheme to trick people out of their money. | |||
'''Spam:''' Email that is not wanted. | |||
'''Spyware:''' Malicious software installed on a device without the owner realizing it. | |||
'''Virus:''' A harmful software program. | |||
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Revision as of 01:50, 24 April 2017
| This information applies to British Columbia, Canada. Last reviewed for legal accuracy by People's Law School in March 2017. |
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This page is in the process of being developed. |
Catphishing: When someone assumes a fake identity to lure another person into an emotional or romantic relationship with them, so they can trick them out of their money.
Consumer: A person who buys goods or services.
Contract: A legally recognized agreement made between two or more people.
Credit: The ability to obtain money or value based on trust that payment will be made in the future.
Credit report: A detailed list of a person’s credit and bill-paying history, and other information about them.
Credit score: A number that expresses the information in a person’s credit report at one point in time. The score indicates the risk the person represents for lenders, compared with other people, on a scale from 300 to 900. The higher the score, the lower the risk for lenders.
Creditor: A person or company to whom another person owes money or an obligation.
Debt: A sum of money or an obligation owed by one person to another.
Fraud: To intentionally deceive someone in order to gain an unfair or illegal advantage.
Identity theft: When someone takes personal information and uses it to access that person’s finances, make purchases in their name, or commit other crimes.
Malware: Software used to disrupt use of a computer or other device or gain access to sensitive information on the device.
Phishing: When someone sends a fake email or text to trick a person into handing over personal and financial information. Their message is being used as bait to “fish” for victims.
Scam: An illegal or dishonest scheme to trick people out of their money.
Spam: Email that is not wanted.
Spyware: Malicious software installed on a device without the owner realizing it.
Virus: A harmful software program.
 Scams to Avoid © People's Law School is, except for the images, licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International Licence.
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