Difference between revisions of "Consumer and Debt Law"

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===Consumer Law===
===Consumer Law===
**Contracts
*'''Contracts'''
***[[Contracts Overview]]{{·}} [[Contract Defences]]{{·}} [[Opting Out and Cooling-off Periods|Opting Out & Cooling-off Periods]]{{·}} [[Contract Remedies]] {{·}}[[Contracts Made by Minors]]
**[[Contracts Overview]]{{·}} [[Contract Defences]]{{·}} [[Opting Out and Cooling-off Periods|Opting Out & Cooling-off Periods]]{{·}} [[Contract Remedies]] {{·}}[[Contracts Made by Minors]]
**Making a Purchase
*'''Making a Purchase'''
***[[Sale of Goods Law]]{{·}} [[Deposits in Consumer Transactions]]{{·}} [[Misleading Advertising]]{{·}} [[Unfair or Deceptive Practices]]{{·}} [[Unsolicited Goods and Services|Unsolicited Goods & Services]]{{·}} [[Leases]]
**[[Sale of Goods Law]]{{·}} [[Deposits in Consumer Transactions]]{{·}} [[Misleading Advertising]]{{·}} [[Unfair or Deceptive Practices]]{{·}} [[Unsolicited Goods and Services|Unsolicited Goods & Services]]{{·}} [[Leases]]
**Buying Services
*'''Buying Services'''
***[[Travel Services]]{{·}} [[Repairers' Liens]]{{·}} [[Warehouse Liens]]{{·}} [[Lawyers' Fees]]
**[[Travel Services]]{{·}} [[Repairers' Liens]]{{·}} [[Warehouse Liens]]{{·}} [[Lawyers' Fees]]


===Debt Law===
===Debt Law===
**Borrowing Money
*'''Borrowing Money'''
***[[Types of Lenders and Creditors|Types of Lenders & Creditors]]{{·}} [[Interest and the Cost of Borrowing Money|Interest & the Cost of Borrowing ]]{{·}} [[Payday Loans]]{{·}} [[Co-signing, Guarantees and Joint Debts|Co-signing, Guarantees & Joint Debts]]{{·}} [[Credit Insurance]]
**[[Types of Lenders and Creditors|Types of Lenders & Creditors]]{{·}} [[Interest and the Cost of Borrowing Money|Interest & the Cost of Borrowing ]]{{·}} [[Payday Loans]]{{·}} [[Co-signing, Guarantees and Joint Debts|Co-signing, Guarantees & Joint Debts]]{{·}} [[Credit Insurance]]
**Credit Reports & Credit Cards
*'''Credit Reports & Credit Cards'''
*** [[Credit Reports and Credit Ratings|Credit Reports & Ratings]]{{·}} [[Credit Cards]]
** [[Credit Reports and Credit Ratings|Credit Reports & Ratings]]{{·}} [[Credit Cards]]
**Mortgages & Secured Loans
*'''Mortgages & Secured Loans'''
***[[Mortgages and Foreclosure|Mortgages & Foreclosure]]{{·}} [[Prepayment Rights]]{{·}} [[Security Agreements]]
**[[Mortgages and Foreclosure|Mortgages & Foreclosure]]{{·}} [[Prepayment Rights]]{{·}} [[Security Agreements]]
**Dealing with Debt
*'''Dealing with Debt'''
***[[Harassment]]{{·}} [[Collection Agents]]{{·}} [[Garnishment and Set-offs|Garnishment & Set-offs]]{{·}} [[Bailiffs and Sheriffs|Bailiffs & Sheriffs]]
**[[Harassment]]{{·}} [[Collection Agents]]{{·}} [[Garnishment and Set-offs|Garnishment & Set-offs]]{{·}} [[Bailiffs and Sheriffs|Bailiffs & Sheriffs]]
**Legal Actions
*'''Legal Actions'''
***[[Fraudulent Conveyances and Fraudulent Preferences|Fraudulent Conveyances & Preferences]]{{·}} [[Recovery of Goods]]{{·}} [[Tort Actions]]
**[[Fraudulent Conveyances and Fraudulent Preferences|Fraudulent Conveyances & Preferences]]{{·}} [[Recovery of Goods]]{{·}} [[Tort Actions]]
**Getting Out of Debt
*'''Getting Out of Debt'''
***[[Debtor’s Options for Getting Out of Debt]]{{·}} [[Assignments in Bankruptcy]]{{·}} [[Consumer and Ordinary Proposals|Consumer & Ordinary Proposals]]{{·}} [[Orderly Payment of Debts]]
**[[Debtor’s Options for Getting Out of Debt]]{{·}} [[Assignments in Bankruptcy]]{{·}} [[Consumer and Ordinary Proposals|Consumer & Ordinary Proposals]]{{·}} [[Orderly Payment of Debts]]


===Court===
===Court===
**Going to Court
*'''Going to Court'''
***[[Court Process in Consumer and Debt Matters|Court Process]]{{·}} [[Limitations]]{{·}} [[Instalment Payment Orders]]{{·}} [[Foreign Claims and Judgments|Foreign Claims & Judgments]]{{·}} [[Contempt of Court]]
**[[Court Process in Consumer and Debt Matters|Court Process]]{{·}} [[Limitations]]{{·}} [[Instalment Payment Orders]]{{·}} [[Foreign Claims and Judgments|Foreign Claims & Judgments]]{{·}} [[Contempt of Court]]
**Enforcing Court Judgments
*'''Enforcing Court Judgments'''
***[[Examination of Debtors]]{{·}} [[Enforcing Judgments Against Chattels]]{{·}} [[Enforcing Judgments Against Land]]{{·}} [[Stays of Enforcement]]
**[[Examination of Debtors]]{{·}} [[Enforcing Judgments Against Chattels]]{{·}} [[Enforcing Judgments Against Land]]{{·}} [[Stays of Enforcement]]


===More===
===More===
**Laws & Cases
*'''Laws & Cases'''
***[[Consumer and Debt Laws|Consumer & Debt Laws]]{{·}} [[Consumer and Debt Cases|Cases]]
**[[Consumer and Debt Laws|Consumer & Debt Laws]]{{·}} [[Consumer and Debt Cases|Cases]]
**Where to Get Help
*'''Where to Get Help'''
***[[Agencies that Help with Consumer and Debt Law|Agencies that Help]]{{·}} [[Other Resources for Consumer and Debt Law|Other Resources]]
**[[Agencies that Help with Consumer and Debt Law|Agencies that Help]]{{·}} [[Other Resources for Consumer and Debt Law|Other Resources]]
 
 
** [[People's Law School|About People's Law School]]
** [[People's Law School|About People's Law School]]



Revision as of 03:12, 2 October 2018

Cover of Consumer and Debt Law
Cover of Consumer and Debt Law

Consumer and Debt Law from People's Law School is a problem-solving resource for legal advocates, paralegals and lawyers whose clients are having problems with consumer contracts or purchases, or credit or debt issues.

Contents

Before You Begin

Consumer Law

Debt Law

Court

More


Copyright & disclaimer

Creative Commons Attribution-NonCommercial-ShareAlike 2.5 Canada Licence Consumer and Debt Law © People’s Law School is, except for the images, made available under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International Licence.

The 1996 to 2012 editions of Consumer Law and Credit/Debt Law were published by the Legal Services Society.

At People's Law School, we believe accurate, plain English information can help people take action to work out their legal problems. This publication explains in a general way the law that applies in British Columbia, Canada. It is not intended as legal advice. Legal advice applies the law to an individual's specific situation. If you want assurance that any information is appropriate to your specific situation, or recommendations on next steps with a specific legal problem, please contact a legal professional. Some sources of legal help are highlighted in the "Agencies that Help with Consumer and Debt Law" section.

Dedication

The 2018 edition of Consumer and Debt Law is dedicated to the late Allan Parker, QC. Allan was a respected lawyer, teacher, mentor and friend to poverty lawyers, paralegals and community advocates. He worked tirelessly to improve access to justice for the disadvantaged. Allan was pivotal in the development and updating of this publication. His many contributions to legal aid and pro bono work in BC will always be appreciated.

Related titles

Other titles from People's Law School on Consumer and Debt Law:

About People's Law School

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People's Law School is a non-profit society in British Columbia providing free education and information on the legal problems of daily life.