Difference between pages "Quantifying Employment Insurance Benefits (8:VI)" and "Family Violence (3:VIII)"

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{{REVIEWED LSLAP | date= July, 2019}}
{{REVIEWED LSLAP | date= August 12, 2021}}
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{{LSLAP Manual TOC|expanded = family}}


== A. Benefit Rate ==


The benefit rate is set out in s 14 of the EI Act.  The benefit rate is either:
{{LSLAP Manual Navbox|type=chapters1-7}}
* 55% of the worker’s weekly insurable earnings (see next section); or,
* if (1) the claimant or the spouse of the claimant has dependents and (2) the benefit rate of 55% amounts to less than $225 a week or the family income is less than $25,921, then the claimant may also be entitled to a family supplement.


The current ceiling for the maximum weekly benefits is $547 per week.  Always check Service Canada’s “Employment Insurance Regular Benefits” webpage to ensure this information is up-to-date at https://www.canada.ca/en/services/benefits/ei/ei-regular-benefit.html.  Effective January 1, 2018, the maximum yearly insurable amount is $51,700.
== A. Family Law Act ==


== B. Weekly Insurable Earnings ==
Under the FLA, a court may issue a family law protection order against a family member in a dispute when there is a likelihood of family violence. Family violence is inclusive of physical, emotional, or psychological abuse. When children are involved, both direct and indirect exposure to violence meet the definition of family violence in s 1 of the Act.  


A claimant’s weekly insurable earnings are their insurable earnings in the calculation period divided by the number of weeks in the calculation period.
Applications for a protection order can be made alongside applications for other family court orders or on their own. The involvement of the criminal justice system is not required. Applications can be made in both Provincial Court and Supreme Court.  


=== 1. The Calculation Period ===
There is no cost to apply for a protection order in BC Provincial Court. If you are seeking a divorce, you may apply for a protection order at the BC Supreme Court for a fee ($80 for divorce proceedings that have begun, and $200 if not). It is possible to obtain an order to waive fees at the Supreme Court. The Legal Services Society publication “For Your Protection” outlines the process and the forms required to seek a protection order. https://familylaw.lss.bc.ca/publications/your-protection


The calculation period is the number of weeks, consecutive or not, determined based on the applicable regional rate of unemployment as below, in  which the claimant received the highest insurable earnings.
Before issuing a protection order, courts will consider the history of family violence, the nature of that violence, the present relationship between the at-risk family member and the violent family member, and circumstances which increase the risk of violence or the vulnerability of the at-risk family member (s 184(1)).  


{| class="wikitable"
Protection orders may prohibit direct or indirect communication, attending locations frequently entered by the at-risk family member, and possessing a weapon (see s 18(3) for additional prohibitions). Unless the court establishes otherwise, an order will expire one year after the date it is issued.
! Regional Rate of Unemployment
! Number of Weeks
|-
| not more than 6%
| 22
|-
| more than 6% but not more than 7%
| 21
|-
| more than 7% but not more than 8%
| 20
|-
| more than 8% but not more than 9%
| 19
|-
| more than 9% but not more than 10%
| 18
|-
| more than 10% but not more than 11%
| 17
|-
| more than 11% but not more than 12%
| 16
|-
| more than 12% but not more than 13%
| 15
|-
| more than 13%
| 14
|}


=== 2. Insurable Earnings ===
== A. Divorce Act ==


Insurable earnings include:
Effective March 1, 2021, the amended Divorce Act includes provisions for identifying family violence and assessing its relevance to family disputes.


*Insurable earnings from insurable employment including employment that has not ended
Family violence is conduct by one family member which causes another family member to fear for the safety of themselves or another person. The amended DA characterizes this as threatening or violent behaviour, or a pattern of coercive or controlling behaviour (see s 2(1) of the amended DA for the definition of family violence and a list of conduct which meets this definition). These behaviours need not be criminal offences, nor are they required to meet the threshold for proof in criminal law to qualify as family violence under the updated DA. If a child is exposed to direct or indirect violence, this is considered family violence and possibly child abuse.
*Insurable earnings paid or payable to the claimant during the qualifying period by reason of lay-off or separation from employment, unless the lay-off or separation from employment occurred during the qualifying period.


== C. Effect of Earnings ==
Under the amended Divorce Act, family violence is a factor under consideration in establishing parenting and contact arrangements for children (s 16(3)(j) of the amended DA). Courts may consider family violence grounds to modify or waive notice requirements for changes in residence (s 16.96(3)). Family violence will also be a factor in determining whether family dispute resolution would be inappropriate (s 7.7(2) of the amended DA).
 
The benefit payable to a claimant may be reduced if the claimant has “earnings” during the benefit period.  It may be possible both to work part-time and receive EI benefits at the same time, but all income must be reported on the report cards.
 
The Employment Insurance Working While on Claim pilot project is a way to help claimants stay connected with the labour market (''EI Regulations'' ss 77.95-77.96)..  It applies to claimants earning money while collecting any of the following types of EI benefits:
 
*regular benefits
*fishing benefits
*parental benefits
*compassionate care benefits
*parents of critically ill children
*family members of critically ill adults
 
As soon as a claimant completes the one-week EI waiting period, the pilot project will automatically apply to any money the claimant earns while the claimant is collecting EI benefits.
 
:'''How it works'''
:The Commission sets a threshold which is 90% of the claimant weekly insurable earnings.  Below this threshold, for every dollar, a claimant earns 50 cents will be deducted from their benefits. Above this threshold, a dollar of benefits will be deducted for every dollar earned. This is referred to as the “default rule”.
 
:The claimants may choose to opt for the “optional rule”. The optional rule allows the claimant to keep the equivalent of roughly one day’s work which is defined as $75 or 40% of the claimant’s benefit rate (whichever is greater) without any deduction to the EI benefit they receive. Any earnings after this amount will be deducted dollar to dollar from the EI benefits the claimant is receiving.
 
 
:'''Example from Service Canada Website:'''
:Melissa got laid off when the construction company where she was working lost a major contract. Her weekly earnings averaged out to $800, so her weekly EI benefits are $440. She then finds a part-time job at another construction company where she works one day and earns $160 per week.
 
:Automatically under the “default rule”, she is allowed to keep 50 cents of EI benefits for every dollar she earns, so she takes home $520 per week in combined EI benefits and wages ($360 of EI benefits + $160 in wages).
 
:If she chooses the “optional rule”, she can earn up to the greater of $75 or 40% (176) of her benefit rate, without any deductions from her benefits. In this scenario, she will choose to keep 40% ,as she only earns $160 per week from her work while on claim, so she can keep all of her EI benefits. Under this option, she would take home $600 per week in combined EI benefits and wages ($440 of EI benefits + $160 in wages).
 
:In this example, Melissa would likely choose the “optional rule” if she never worked more than one day per week as she takes home $80 more per week.
 
 
:'''Important reminders'''
:If a claimant is receiving EI sickness benefits or EI maternity benefits, this pilot project does not apply.  Any earnings the claimant has will continue to be deducted dollar for dollar from benefits.  If the claimant works a full working week, the claimant will not receive any EI benefits, regardless of the amount the claimant earns.
 
:Claimants do not have to apply to the Working While on Claim pilot project as it will automatically be applied to their claim. The “default rule” will be the method of calculation that automatically applies. However, claimants must request to opt for the “optional rule” in order to have their benefits calculated accordingly.
 
 
:'''What if the claimant works or lives outside Canada?'''
:If the claimant is living in the United States and works in  Canada, or if the claimant crossed the Canada–United States border between the claimant’s residence and workplace and the claimant is receiving EI benefits, this pilot project will apply. Visit the Employment Insurance and Workers and/or Residents outside Canada Web page for more information: https://www.canada.ca/en/services/benefits/ei/ei-outside-canada.htm
 
=== 1. Earnings During the Waiting Period ===
 
All earnings during the waiting period are deducted dollar for dollar from the benefits payable in respect of the first three weeks for which benefits are otherwise payable. There is thus little incentive to work during the waiting period. 
 
=== 2. Earning of Sick Claimants ===
 
In contrast to regular claimants, all “earnings” are deducted, dollar for dollar, for claimants receiving sickness benefits – whether they are earned during the waiting period or afterward. (s 21(3)).  
 
=== 3. Earnings of Parental Claimants ===
 
Claimants receiving parental benefits are entitled to claim an exemption of earnings (See [[{{PAGENAME}}#C. Effect of Earnings |  Section V.C: Effect of Earnings]])
 
=== 4. Earnings of Sick or Pregnant Claimants under Supplemental Employment Benefit Plans ===
 
Amounts paid to the claimant during periods of illness or pregnancy under an approved Supplemental Employment Benefit plan will not be deducted from EI benefits. These plans allow the employer to “top up” the regular EI benefits without reductions.
 
Individual Supplemental Employment  Benefit plans must be approved by the  Commission,  which ensures that they meet the requirements of s 37(2)
 
An employee normally benefits from these plans while drawing EI benefits. If the worker is ineligible for EI, he or she may still qualify for  Supplemental Employment Benefits that do not count as earnings for the purpose of determining waiting periods.
 
{{LSLAP Manual Navbox|type=chapters8-14}}

Revision as of 21:38, 25 August 2021

This information applies to British Columbia, Canada. Last reviewed for legal accuracy by the Law Students' Legal Advice Program on August 12, 2021.




© Copyright 2023, The Greater Vancouver Law Students' Legal Advice Society.


A. Family Law Act

Under the FLA, a court may issue a family law protection order against a family member in a dispute when there is a likelihood of family violence. Family violence is inclusive of physical, emotional, or psychological abuse. When children are involved, both direct and indirect exposure to violence meet the definition of family violence in s 1 of the Act.

Applications for a protection order can be made alongside applications for other family court orders or on their own. The involvement of the criminal justice system is not required. Applications can be made in both Provincial Court and Supreme Court.

There is no cost to apply for a protection order in BC Provincial Court. If you are seeking a divorce, you may apply for a protection order at the BC Supreme Court for a fee ($80 for divorce proceedings that have begun, and $200 if not). It is possible to obtain an order to waive fees at the Supreme Court. The Legal Services Society publication “For Your Protection” outlines the process and the forms required to seek a protection order. https://familylaw.lss.bc.ca/publications/your-protection

Before issuing a protection order, courts will consider the history of family violence, the nature of that violence, the present relationship between the at-risk family member and the violent family member, and circumstances which increase the risk of violence or the vulnerability of the at-risk family member (s 184(1)).

Protection orders may prohibit direct or indirect communication, attending locations frequently entered by the at-risk family member, and possessing a weapon (see s 18(3) for additional prohibitions). Unless the court establishes otherwise, an order will expire one year after the date it is issued.

A. Divorce Act

Effective March 1, 2021, the amended Divorce Act includes provisions for identifying family violence and assessing its relevance to family disputes.

Family violence is conduct by one family member which causes another family member to fear for the safety of themselves or another person. The amended DA characterizes this as threatening or violent behaviour, or a pattern of coercive or controlling behaviour (see s 2(1) of the amended DA for the definition of family violence and a list of conduct which meets this definition). These behaviours need not be criminal offences, nor are they required to meet the threshold for proof in criminal law to qualify as family violence under the updated DA. If a child is exposed to direct or indirect violence, this is considered family violence and possibly child abuse.

Under the amended Divorce Act, family violence is a factor under consideration in establishing parenting and contact arrangements for children (s 16(3)(j) of the amended DA). Courts may consider family violence grounds to modify or waive notice requirements for changes in residence (s 16.96(3)). Family violence will also be a factor in determining whether family dispute resolution would be inappropriate (s 7.7(2) of the amended DA).