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Difference between revisions of "Disputing a Credit Card Bill"

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It may take your credit card issuer a few weeks to investigate. In the meantime, keep paying your credit card bill. Otherwise, you may be charged interest on the balance. You should get a refund if your dispute is successful.
It may take your credit card issuer a few weeks to investigate. In the meantime, keep paying your credit card bill. Otherwise, you may be charged interest on the balance. You should get a refund if your dispute is successful.


===Step 5. Contact an ombudsman
===Step 5. Contact an ombudsperson===


You may be wondering, ombudsman, what’s that? It’s a person who resolves complaints from the public. If you’re still having problems, and your credit card was issued by a bank, a further option is the bank ombudsman. This is a bank employee who helps customers resolve their disputes with the bank.
You may be wondering, ''ombudsperson'', what’s that? It’s a person who resolves complaints from the public. If you’re still having problems, and your credit card was issued by a bank, a further option is the bank ombudsperson. This is a bank employee who helps customers resolve their disputes with the bank.


Check your credit card issuer’s ombudsman policy. The Canadian Bankers Association provides a contact list for the ombudsman offices for most Canadian banks. [https://cba.ca/resolving-problems-with-your-bank Visit their website].
Check your credit card issuer’s ombudsperson policy. The Canadian Bankers Association provides a contact list for the ombudsperson offices for most Canadian banks. [https://cba.ca/resolving-problems-with-your-bank Visit their website].


===Go deeper===
===Go deeper===


If you’re looking to go further, we have more detail on the steps to dispute a credit card bill. [https://www.peopleslawschool.ca/everyday-legal-problems/money-debt/credit-cards/disputing-credit-card-bill See our in-depth coverage of this topic].
If you’re looking to go further, we have more detail on the steps to dispute a credit card bill. [https://www.peopleslawschool.ca/disputing-credit-card-bill/ See our in-depth coverage of this topic].


==Who can help==
==Who can help==
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