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When you drive a vehicle in BC, you must buy Basic Autoplan insurance from ICBC. Basic Autoplan covers you if you are in a traffic accident:
*When you are in an accident, Basic Autoplan can pay you some money if you cannot work. ICBC can also pay up to $150,000 for medical <span class="noglossary">costs </span> for each injured person.
*When you are at fault and another driver makes a claim against you, Basic Autoplan can pay them up to $200,000.
*When another driver is at fault and does not have enough insurance, Basic Autoplan can pay you up to $1 million.
*If the accident is a “hit-and-run” (the driver who caused the accident leaves and nobody knows who caused the accident), Basic Autoplan can pay up to $200,000. Anyone who is hurt in the hit- and-run can make a <span class="noglossary">claim</span>, not just the person who has the insurance.
===You can buy extra insurance===