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You may wish to change the beneficiary of your insurance policies, pensions, and RRSP accounts if your spouse is the present beneficiary. If your spouse is the irrevocable beneficiary on such an <span class="noglossary">account</span>, your bank or insurance company may require your spouse's consent to remove his or her name as a beneficiary.
===Jointly Owned Real Estate===
Most spouses own real estate as “joint tenants”. The essential feature of this type of ownership is that if one of you dies, then the surviving party will own the entire property. This does '''not''' change as a result of your separation.
There are reasons for and against keeping the ownership as joint tenants. If you do not want to risk the property becoming entirely owned by your spouse in case of your death, then you can change the type of ownership by transferring your interest to yourself. This change must be registered with the Land Title Office.
You should see a real estate lawyer for help in changing the way that you own the real estate.
===Wills===