3,009
edits
Dial-A-Law (talk | contribs) |
Dial-A-Law (talk | contribs) |
||
Line 4: | Line 4: | ||
This script discusses future performance contracts, fitness club memberships, and other similar contracts. It also explains how you can cancel if you want to back out. Then it discusses time-shares and time-share contracts. | This script discusses future performance contracts, fitness club memberships, and other similar contracts. It also explains how you can cancel if you want to back out. Then it discusses time-shares and time-share contracts. | ||
What is a future performance contract? | ==What is a future performance contract?== | ||
An agreement where you don’t receive the goods or services immediately, or you don’t pay in full upfront, is a future performance contract under the Business Practices & Consumer Protection Act. Examples include a contract for home repairs and a contract to join a fitness club. But contracts under $50 are not included. | An agreement where you don’t receive the goods or services immediately, or you don’t pay in full upfront, is a future performance contract under the Business Practices & Consumer Protection Act. Examples include a contract for home repairs and a contract to join a fitness club. But contracts under $50 are not included. | ||
What a future performance contract must include | ==What a future performance contract must include== | ||
The Business Practices & Consumer Protection Act lists all the information the contract must include. It must be in writing and you must have signed it. And it must include: | The Business Practices & Consumer Protection Act lists all the information the contract must include. It must be in writing and you must have signed it. And it must include: | ||
*The supply date. | |||
*The date when the supply of the goods or services will be complete. | |||
*The name, address and telephone number of the seller. | |||
(A description of the goods or services. | |||
(The costs, including taxes and shipping charges, plus the total price. | |||
(A detailed statement of the payment terms. | |||
==Cancelling a future performance contract== | |||
You must be given a copy of the contract within 15 days after you sign it. If the copy you get doesn’t have all the things that the ''Business Practices & Consumer Protection Act'' requires, then you have up to a year to cancel it. Consumer Protection BC has information and cancellation forms to complete and send to the business. | |||
Cancelling a future performance contract | |||
You must be given a copy of the contract within 15 days after you sign it. If the copy you get doesn’t have all the things that the Business Practices & Consumer Protection Act requires, then you have up to a year to cancel it. Consumer Protection BC has information and cancellation forms to complete and send to the business. | |||
Continuing services contracts | ==Continuing services contracts== | ||
With a continuing services contract, you receive services over a set time, not all at once. It is limited to dance lessons, personal training (like boot-camp), weight-loss programs, self-defense lessons, gym memberships, and travel-club memberships. A continuing services contract cannot be for more than 24 months. | With a continuing services contract, you receive services over a set time, not all at once. It is limited to dance lessons, personal training (like boot-camp), weight-loss programs, self-defense lessons, gym memberships, and travel-club memberships. A continuing services contract cannot be for more than 24 months. | ||
Cancelling a continuing services contract | ==Cancelling a continuing services contract== | ||
In the first 10 days—you have up to 10 days to cancel a contract after you sign it and get a copy of it. In fact, the contract has to say that you have this right to cancel any time within the first 10 days. | In the first 10 days—you have up to 10 days to cancel a contract after you sign it and get a copy of it. In fact, the contract has to say that you have this right to cancel any time within the first 10 days. | ||
Line 31: | Line 31: | ||
Consumer Protection BC has information and cancellation forms to complete and send to the business. | Consumer Protection BC has information and cancellation forms to complete and send to the business. | ||
Direct sales contracts | ==Direct sales contracts== | ||
A direct sales contract is one that is signed at a place other than the seller’s permanent place of business, for example, at your home. But if you invite a supplier into your home more than 24 hours ahead, then any contract you sign with that supplier is not a direct sales contract. There’s a limit to the down-payment a seller can require in a direct sales contract. For example, a door-to-door salesperson who comes to your home and sells you a vacuum cleaner cannot ask for a down-payment of more than $100 or 10% of the purchase price, whichever is less. | A direct sales contract is one that is signed at a place other than the seller’s permanent place of business, for example, at your home. But if you invite a supplier into your home more than 24 hours ahead, then any contract you sign with that supplier is not a direct sales contract. There’s a limit to the down-payment a seller can require in a direct sales contract. For example, a door-to-door salesperson who comes to your home and sells you a vacuum cleaner cannot ask for a down-payment of more than $100 or 10% of the purchase price, whichever is less. | ||
edits