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== Information gathering==
There are two important aspects of fact gathering when a debtor applies for an instalment payment order:
* '''The financial circumstances of the client''': Obtain a complete financial picture of the client, including income and expenses, and assets and liabilities. It is particularly important to determine whether there are any other creditors, the extent of the debtor’s assets, and the amount the debtor could pay each month on the judgment.
* '''The court in which the creditor is making the claim''': Information about the court involved will govern what procedures to follow when applying for the instalment payment order.
If the client has been sued, obtain all relevant court documents from the client or from the court registry. If the client has not been sued, determine the amount owing to anticipate in which court an action might be brought.