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Difference between revisions of "Insurance Benefits for Accident Victims"
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Insurance Benefits for Accident Victims (view source)
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{{ | {{REVIEWEDPLS | reviewer = Janet Mackinnon and Krista Prockiw, ICBC |date= February 2019}} {{Dial-A-Law TOC|expanded = cars}} | ||
Being involved in a motor vehicle accident can have a serious impact on your health, as well as your wallet. '''Insurance benefits and compensation''' can help ease the financial burden. | |||
{{Dial-A-Law TOC|expanded = | |||
Being involved in a motor vehicle accident can have a serious impact on your health, as well as your wallet. Insurance benefits and compensation can help ease the financial burden. | |||
==Understand your legal rights== | ==Understand your legal rights== | ||
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If another person was legally at fault for (or caused) the accident, you can also be paid damages for your losses. There are several types of '''damages'''. For example, you could be fully paid for the loss of your future earnings if you can’t work because of the accident. Or you may be paid for the pain and suffering the accident caused you; these are called “non-pecuniary” damages. (Note as of April 2019, the [http://canlii.ca/t/844h law in BC] limits the amount that can be awarded for pain and suffering for “minor injuries”.) | If another person was legally at fault for (or caused) the accident, you can also be paid damages for your losses. There are several types of '''damages'''. For example, you could be fully paid for the loss of your future earnings if you can’t work because of the accident. Or you may be paid for the pain and suffering the accident caused you; these are called “non-pecuniary” damages. (Note as of April 2019, the [http://canlii.ca/t/844h law in BC] limits the amount that can be awarded for pain and suffering for “minor injuries”.) | ||
For more details, see our information on [[Making a Personal Injury Claim ( | For more details, see our information on [[Making a Personal Injury Claim (No. 188)|making a personal injury claim (no. 188)]]. | ||
===You cannot collect twice for the same accident=== | ===You cannot collect twice for the same accident=== | ||
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===ICBC denied my claim. Can I appeal?=== | ===ICBC denied my claim. Can I appeal?=== | ||
Yes. You can [http://www.icbc.com/claims/feedback/Pages/default.aspx appeal] ICBC’s decision to [http://www.icbc.com/claims/feedback/Pages/Appeal-a-denied-claim.aspx deny your claim] and its decisions on [http://www.icbc.com/claims/feedback/Pages/Your-settlement-offer.aspx how much to offer you], [http://www.icbc.com/claims/feedback/AppealFault/Pages/default.aspx who is at fault], and [http://www.icbc.com/claims/feedback/Pages/Appeal-how-you-were-treated.aspx how to handle your claim]. | Yes. You can [http://www.icbc.com/claims/feedback/Pages/default.aspx appeal] ICBC’s decision to [http://www.icbc.com/claims/feedback/Pages/Appeal-a-denied-claim.aspx deny your claim] and its decisions on [http://www.icbc.com/claims/feedback/Pages/Your-settlement-offer.aspx how much to offer you], [http://www.icbc.com/claims/feedback/AppealFault/Pages/default.aspx who is at fault], and [http://www.icbc.com/claims/feedback/Pages/Appeal-how-you-were-treated.aspx how to handle your claim]. | ||
{{Dial-A-Law Copyright}} | {{Dial-A-Law Copyright}} | ||
{{Dial-A-Law_Navbox|type= | {{Dial-A-Law_Navbox|type=consumer}} | ||
