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Difference between revisions of "Driving Without Insurance"
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{{ | {{REVIEWEDPLS | reviewer = [https://jcarrlawyers.com/lawyers/ Jeremy Carr], Jeremy Carr & Associates|date= May 2018}} {{Dial-A-Law TOC|expanded = crime}} | ||
{{Dial-A-Law TOC|expanded = | |||
Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with driving without insurance. Learn your rights and the steps you can take. | Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with driving without insurance. Learn your rights and the steps you can take. | ||
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The paperwork tells you exactly what offences you’re charged with, the penalties for them, and whether you must appear in court. For a violation ticket, you don’t ''have'' to appear in court — if you don't want to fight the ticket, you can '''pay the fine''' shown on the ticket. We explain your options shortly. | The paperwork tells you exactly what offences you’re charged with, the penalties for them, and whether you must appear in court. For a violation ticket, you don’t ''have'' to appear in court — if you don't want to fight the ticket, you can '''pay the fine''' shown on the ticket. We explain your options shortly. | ||
But for an appearance notice or a summons, '''you must go to court''' on the date shown on the notice or summons. If you don’t go to court, a warrant can be issued for your arrest. For more details, see our information on [[If You Receive an Appearance Notice or Summons ( | But for an appearance notice or a summons, '''you must go to court''' on the date shown on the notice or summons. If you don’t go to court, a warrant can be issued for your arrest. For more details, see our information on [[If You Receive an Appearance Notice or Summons (No. 210)|if you receive an appearance notice or summons (no. 210)]]. | ||
===If you had insurance when you were stopped=== | ===If you had insurance when you were stopped=== | ||
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If you don't want to fight the charge, you can '''plead guilty'''. This means you admit you committed the offence. | If you don't want to fight the charge, you can '''plead guilty'''. This means you admit you committed the offence. | ||
If you received an appearance notice or summons, see our information on [[Pleading Guilty to a Criminal Charge ( | If you received an appearance notice or summons, see our information on [[Pleading Guilty to a Criminal Charge (No. 212)|pleading guilty to a criminal charge (no. 212)]]. | ||
If you received a violation ticket, you can plead guilty by '''paying the fine'''. If you do, you don't have to go to court. There are many ways to pay ticket fines: see the ICBC website at [http://www.icbc.com/driver-licensing/tickets/Pages/Paying-and-disputing-tickets.aspx icbc.com] for details. The fine is reduced by $25 if you pay it within 30 days. | If you received a violation ticket, you can plead guilty by '''paying the fine'''. If you do, you don't have to go to court. There are many ways to pay ticket fines: see the ICBC website at [http://www.icbc.com/driver-licensing/tickets/Pages/Paying-and-disputing-tickets.aspx icbc.com] for details. The fine is reduced by $25 if you pay it within 30 days. | ||
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===If you want to fight the charge=== | ===If you want to fight the charge=== | ||
If you want to fight the charge and you received an appearance notice or summons, see our information on [[Defending Yourself Against a Criminal Charge ( | If you want to fight the charge and you received an appearance notice or summons, see our information on [[Defending Yourself Against a Criminal Charge (No. 211)|defending yourself against a criminal charge (no. 211)]]. | ||
If you received a violation ticket, you can '''dispute the ticket'''. You have 30 days from the date of the offence to dispute the ticket. | If you received a violation ticket, you can '''dispute the ticket'''. You have 30 days from the date of the offence to dispute the ticket. | ||
You can dispute the ticket in person or by mail. We explain the details in our information on [[Traffic Tickets ( | You can dispute the ticket in person or by mail. We explain the details in our information on [[Traffic Tickets (No. 194)|traffic tickets (no. 194)]]. | ||
A '''hearing date''' will be set. At your hearing, the police officer who stopped you will '''testify''' (tell the court what happened). You will get a chance to question the officer. After, you can choose to testify yourself. You may also call other witnesses. A judicial justice will decide whether you’re guilty or not guilty. Our information on [[Traffic Tickets ( | A '''hearing date''' will be set. At your hearing, the police officer who stopped you will '''testify''' (tell the court what happened). You will get a chance to question the officer. After, you can choose to testify yourself. You may also call other witnesses. A judicial justice will decide whether you’re guilty or not guilty. Our information on [[Traffic Tickets (No. 194)|traffic tickets]] explains the process more fully. | ||
===If you’re found guilty of driving without insurance=== | ===If you’re found guilty of driving without insurance=== | ||
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:Web: [http://www.icbc.com/driver-licensing/tickets/Pages/default.aspx icbc.com] | :Web: [http://www.icbc.com/driver-licensing/tickets/Pages/default.aspx icbc.com] | ||
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