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Difference between revisions of "Driving Without Insurance"

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m (Drew Jackson moved page Driving Without Insurance (Script 193) to Driving Without Insurance (No. 193): align with new Dial-A-Law website)
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{{REVIEWEDPLS | reviewer = [https://jcarrlawyers.com/lawyers/ Jeremy Carr], Jeremy Carr & Associates|date= May 2018}} {{Dial-A-Law TOC|expanded = crime}}
 
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Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with driving without insurance. Learn your rights and the steps you can take.  
Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with driving without insurance. Learn your rights and the steps you can take.  


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The paperwork tells you exactly what offences you’re charged with, the penalties for them, and whether you must appear in court. For a violation ticket, you don’t ''have'' to appear in court — if you don't want to fight the ticket, you can '''pay the fine''' shown on the ticket. We explain your options shortly.
The paperwork tells you exactly what offences you’re charged with, the penalties for them, and whether you must appear in court. For a violation ticket, you don’t ''have'' to appear in court — if you don't want to fight the ticket, you can '''pay the fine''' shown on the ticket. We explain your options shortly.


But for an appearance notice or a summons, '''you must go to court''' on the date shown on the notice or summons. If you don’t go to court, a warrant can be issued for your arrest. For more details, see our information on [[If You Receive an Appearance Notice or Summons (Script 210)|if you receive an appearance notice or summons (no. 210)]].
But for an appearance notice or a summons, '''you must go to court''' on the date shown on the notice or summons. If you don’t go to court, a warrant can be issued for your arrest. For more details, see our information on [[If You Receive an Appearance Notice or Summons (No. 210)|if you receive an appearance notice or summons (no. 210)]].


===If you had insurance when you were stopped===
===If you had insurance when you were stopped===
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If you don't want to fight the charge, you can '''plead guilty'''. This means you admit you committed the offence.  
If you don't want to fight the charge, you can '''plead guilty'''. This means you admit you committed the offence.  


If you received an appearance notice or summons, see our information on [[Pleading Guilty to a Criminal Charge (Script 212)|pleading guilty to a criminal charge (no. 212)]].
If you received an appearance notice or summons, see our information on [[Pleading Guilty to a Criminal Charge (No. 212)|pleading guilty to a criminal charge (no. 212)]].


If you received a violation ticket, you can plead guilty by '''paying the fine'''. If you do, you don't have to go to court. There are many ways to pay ticket fines: see the ICBC website at [http://www.icbc.com/driver-licensing/tickets/Pages/Paying-and-disputing-tickets.aspx icbc.com] for details. The fine is reduced by $25 if you pay it within 30 days.  
If you received a violation ticket, you can plead guilty by '''paying the fine'''. If you do, you don't have to go to court. There are many ways to pay ticket fines: see the ICBC website at [http://www.icbc.com/driver-licensing/tickets/Pages/Paying-and-disputing-tickets.aspx icbc.com] for details. The fine is reduced by $25 if you pay it within 30 days.  
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===If you want to fight the charge===  
===If you want to fight the charge===  
If you want to fight the charge and you received an appearance notice or summons, see our information on [[Defending Yourself Against a Criminal Charge (Script 211)|defending yourself against a criminal charge (no. 211)]].
If you want to fight the charge and you received an appearance notice or summons, see our information on [[Defending Yourself Against a Criminal Charge (No. 211)|defending yourself against a criminal charge (no. 211)]].


If you received a violation ticket, you can '''dispute the ticket'''. You have 30 days from the date of the offence to dispute the ticket.  
If you received a violation ticket, you can '''dispute the ticket'''. You have 30 days from the date of the offence to dispute the ticket.  


You can dispute the ticket in person or by mail. We explain the details in our information on [[Traffic Tickets (Script 194)|traffic tickets (no. 194)]].  
You can dispute the ticket in person or by mail. We explain the details in our information on [[Traffic Tickets (No. 194)|traffic tickets (no. 194)]].  


A '''hearing date''' will be set. At your hearing, the police officer who stopped you will '''testify''' (tell the court what happened). You will get a chance to question the officer. After, you can choose to testify yourself. You may also call other witnesses. A judicial justice will decide whether you’re guilty or not guilty. Our information on [[Traffic Tickets (Script 194)|traffic tickets]] explains the process more fully.
A '''hearing date''' will be set. At your hearing, the police officer who stopped you will '''testify''' (tell the court what happened). You will get a chance to question the officer. After, you can choose to testify yourself. You may also call other witnesses. A judicial justice will decide whether you’re guilty or not guilty. Our information on [[Traffic Tickets (No. 194)|traffic tickets]] explains the process more fully.


===If you’re found guilty of driving without insurance===
===If you’re found guilty of driving without insurance===
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:Web: [http://www.icbc.com/driver-licensing/tickets/Pages/default.aspx icbc.com]
:Web: [http://www.icbc.com/driver-licensing/tickets/Pages/default.aspx icbc.com]


[updated May 2018]
'''The above was last reviewed for legal accuracy by [https://jcarrlawyers.com/lawyers/ Jeremy Carr], Jeremy Carr & Associates.'''


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