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Difference between revisions of "Dealing with Debt Collectors"
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Dealing with Debt Collectors (view source)
Revision as of 08:07, 28 March 2019
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Drew Jackson (talk | contribs) m (Drew Jackson moved page Harassment by Debt Collectors (Script 252) to Harassment by Debt Collectors (No. 252): Aligning title to new website) |
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{{ | {{REVIEWEDPLS | reviewer = [http://creaseharman.com/r-bruce-e-hallsor/ Bruce Hallsor QC], Crease Harman|date= July 2018}} {{Dial-A-Law TOC|expanded = money}} | ||
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If you're behind on debt payments, there are laws to protect you from harassment by collectors. For example, collectors can’t use threatening language or contact you during certain times of day. | If you're behind on debt payments, there are laws to protect you from harassment by collectors. For example, collectors can’t use threatening language or contact you during certain times of day. | ||
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No. A collector cannot try to collect a debt from someone who doesn’t owe the money. Consumer Protection BC offers a [https://www.consumerprotectionbc.ca/wordpress/wp-content/uploads/2017/06/Not-the-debtor.pdf form to advise a collector you are not the debtor]. | No. A collector cannot try to collect a debt from someone who doesn’t owe the money. Consumer Protection BC offers a [https://www.consumerprotectionbc.ca/wordpress/wp-content/uploads/2017/06/Not-the-debtor.pdf form to advise a collector you are not the debtor]. | ||
If you ''are'' responsible for the debt, things are different. For example, if you [[Co-Signing or Guaranteeing a Loan ( | If you ''are'' responsible for the debt, things are different. For example, if you [[Co-Signing or Guaranteeing a Loan (No. 248)|guaranteed or co-signed a loan]], a collector can come to you for payment. In such a case, the collector would still need to follow the rules explained here. | ||
==Get help== | ==Get help== | ||
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:Web: [http://www.nomoredebts.org/ nomoredebts.org] | :Web: [http://www.nomoredebts.org/ nomoredebts.org] | ||
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{{Dial-A-Law Copyright}} | {{Dial-A-Law Copyright}} | ||
