===Ways these scams try to get your money===

*You have to provide your credit card number to cover the shipping and handling fee, lawyer fees etc. or “taxes” to process your winnings. This may be for just a small amount – about $3 or $4. They want you to think, “It isn’t much money, so why not risk it?”

*In a texting competition or a texting trivia scam, the scammers make money by charging extremely high rates for the messages you send, and any further messages they send to you.