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Difference between revisions of "If You're Injured in a Motor Vehicle Accident"
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If You're Injured in a Motor Vehicle Accident (view source)
Revision as of 04:54, 27 September 2023
, 04:54, 27 September 2023no edit summary
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{{REVIEWEDPLS | reviewer = Janet Mackinnon and Krista Prockiw of ICBC |date= February 2019}} {{Dial-A-Law TOC|expanded = cars}} | {{REVIEWEDPLS | reviewer = Murray Wolf, McLarty Wolf; Janet Mackinnon and Krista Prockiw of ICBC |date= February 2019}} {{Dial-A-Law TOC|expanded = cars}} | ||
Getting injured in a motor vehicle accident is an awful experience. Learn your legal rights in the event you’re injured, and the steps involved in making a '''personal injury claim'''. | Getting injured in a motor vehicle accident is an awful experience. Learn your legal rights in the event you’re injured, and the steps involved in making a '''personal injury claim'''. | ||
{| class="wikitable" | {| class="wikitable" | ||
|align="left"|'''Alert!''' | |align="left"|'''Alert!''' | ||
On May 1, 2021 a law came into effect that changed how ICBC insurance works. A motor vehicle accident that occurs in BC after that date is covered by a new insurance model, called enhanced care. We're currently updating this content to reflect the changes. In the meantime, [https://www.icbc.com/insurance/products-coverage/Pages/basic-insurance.aspx visit ICBC's website for details]. | On May 1, 2021 a law came into effect that changed how ICBC insurance works. A motor vehicle accident that occurs in BC after that date is covered by a new insurance model, called '''enhanced care'''. We're currently updating this content to reflect the changes. In the meantime, [https://www.icbc.com/insurance/products-coverage/Pages/basic-insurance.aspx visit ICBC's website for details]. | ||
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===No-fault accident benefits are paid no matter who caused the accident=== | ===No-fault accident benefits are paid no matter who caused the accident=== | ||
If you’re injured in a motor vehicle accident, there are two sources of compensation: | If you’re injured in a motor vehicle accident, there are two sources of compensation: | ||
*no-fault accident benefits | |||
*damages for losses if another person was at fault | * no-fault accident benefits | ||
* damages for losses if another person was at fault | |||
Everyone in BC who owns a vehicle must buy basic insurance from the [https://www.icbc.com/Pages/default.aspx Insurance Corporation of British Columbia], called ICBC. This insurance pays '''no-fault accident benefits''' to almost everybody in BC who is injured in a motor vehicle accident — no matter who caused the accident. | Everyone in BC who owns a vehicle must buy basic insurance from the [https://www.icbc.com/Pages/default.aspx Insurance Corporation of British Columbia], called ICBC. This insurance pays '''no-fault accident benefits''' to almost everybody in BC who is injured in a motor vehicle accident — no matter who caused the accident. | ||
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You may also decide to sue ICBC if it refuses to pay you the accident benefits you are entitled to. | You may also decide to sue ICBC if it refuses to pay you the accident benefits you are entitled to. | ||
{| class="wikitable" | {| class="wikitable" | ||
|align="left"|'''Tip''' | |align="left"|'''Tip''' | ||
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{| class="wikitable" | {| class="wikitable" | ||
|align="left"|'''Tip''' | |align="left"|'''Tip''' | ||
The Civil Resolution Tribunal's jurisdiction over personal injury claims is [https://www.canlii.org/en/bc/bcsc/doc/2021/2021bcsc348/2021bcsc348.html currently being litigated in the courts]. We'll be updating this page as things unfold. | |||
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