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Consumer and Debt Law

Before You Begin

Introduction · Scope · How to Use · Client Options

Consumer Law

Contracts	Contracts Overview · Contract Defences · Opting Out & Cooling-off Periods · Contract Remedies · Contracts Made by Minors

Making a Purchase	Sale of Goods Law · Deposits in Consumer Transactions · Misleading Advertising · Unfair or Deceptive Practices · Unsolicited Goods & Services · Leases

Buying Services	Travel Services · Repairers' Liens · Warehouse Liens · Lawyers' Fees

Debt Law

Borrowing Money	Types of Lenders & Creditors · Interest & the Cost of Borrowing · Payday Loans · Co-signing, Guarantees & Joint Debts · Credit Insurance

Credit Reports & Credit Cards	Credit Reports & Ratings · Credit Cards

Mortgages & Secured Loans	Mortgages & Foreclosure · Prepayment Rights · Security Agreements

Dealing with Debt	Harassment · Collection Agents · Garnishment & Set-offs · Bailiffs, Court Bailiffs & Sheriffs

Legal Actions	Fraudulent Conveyances & Preferences · Recovery of Goods · Tort Actions

Getting Out of Debt	Debtor’s Options for Getting Out of Debt · Assignments in Bankruptcy · Consumer & Ordinary Proposals · Orderly Payment of Debts

Court

Going to Court	Court Process · Limitations · Instalment Payment Orders · Foreign Claims & Judgments · Contempt of Court

Enforcing Court Judgments	Examination of Debtors · Enforcing Judgments Against Chattels · Enforcing Judgments Against Land · Stays of Enforcement

More

Laws & Cases	Consumer & Debt Laws · Cases

Where to Get Help	Agencies that Help · Other Resources

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