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*Any claims that arise under these insurance plans or contracts; and | *Any claims that arise under these insurance plans or contracts; and | ||
*Insured persons, and insurers, and ICBC in relation to these insurance plans or contracts. | *Insured persons, and insurers, and ICBC in relation to these insurance plans or contracts. | ||
:'''NOTE:''' TThe critical time to look at is the date on which the individual insurance policy or contract came into effect, or was renewed. | :'''NOTE:''' TThe critical time to look at is the date on which the individual insurance policy or contract came into effect, or was renewed. |
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