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You can buy extra insurance from ICBC or from a private insurance company. Many people buy extra insurance to cover them if they cause a traffic accident. It could cost you much more than $200,000 if you caused an accident and someone was seriously injured. | You can buy extra insurance from ICBC or from a private insurance company. Many people buy extra insurance to cover them if they cause a traffic accident. It could cost you much more than $200,000 if you caused an accident and someone was seriously injured. | ||
You can also buy extra insurance in case you damage your own car, or if another person damages your parked car or breaks into it. | You can also buy extra insurance in case you damage your own car, or if another person <span class="no glossary">damages</span> your parked car or breaks into it. | ||
To decide what extra insurance to buy, think about the price of your car, and how much of your own money you could afford to pay for <span class="no glossary">costs</span>. | To decide what extra insurance to buy, think about the price of your car, and how much of your own money you could afford to pay for <span class="no glossary">costs</span>. | ||
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*the type of car you have, | *the type of car you have, | ||
*your driving record, | *your driving record, | ||
*your insurance claim record, | *your insurance <span class="noglossary">claim</span> record, | ||
*the number of years you have had a driving licence, and | *the number of years you have had a driving licence, and | ||
*if you drive your vehicle to work. | *if you drive your vehicle to work. |
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