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==Buying a home== | ==Buying a home== | ||
[[File:Homewithsoldsign.jpg | right | frame | link=| <span style="font-size:60%;">Copyright www.shutterstock.com</span>]] | [[File:Homewithsoldsign.jpg | right | frame | link=| <span style="font-size:60%;">Copyright www.shutterstock.com</span>]] | ||
If you want to buy a home, you need to know how much you can afford. Home expenses include the purchase price, legal fees, property taxes, insurance, maintenance, heating costs and others expenses such as repairs. | If you want to buy a home, you need to know how much you can afford. Home expenses include the purchase price, legal fees, property taxes, insurance, <span class="noglossary">maintenance</span>, heating costs and others expenses such as repairs. | ||
It is a good idea to talk to your banker, credit union or mortgage broker to find out how much you can afford to pay for a home. | It is a good idea to talk to your banker, credit union or mortgage broker to find out how much you can afford to pay for a home. | ||
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When you own your home, you must still obey the city laws. These are called bylaws. They deal with safety and health issues and allowable uses of the property. | When you own your home, you must still obey the city laws. These are called bylaws. They deal with safety and health issues and allowable uses of the property. | ||
They cover everything from rules about building a house to rules about making noise and maintaining fences. To find out more, read Buying a Home in British Columbia, at [http://www.hpo.bc.ca/ files/download/Bulletins/BuyingANewHome. pdf www.hpo.bc.ca | They cover everything from rules about building a house to rules about making noise and maintaining fences. To find out more, read ''Buying a Home in British Columbia'', available online at [http://www.hpo.bc.ca/files/download/Bulletins/BuyingANewHome.pdf www.hpo.bc.ca]. | ||