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==Buying a home==
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If you want to buy a home, you need to know how much you can afford. Home expenses include the purchase price, legal fees, property taxes, insurance, <span class="noglossary">maintenance</span>, heating costs and others expenses such as repairs.
It is a good idea to talk to your banker, credit union or mortgage broker to find out how much you can afford to pay for a home.
When you own your home, you must still obey the city laws. These are called bylaws. They deal with safety and health issues and allowable uses of the property.
They cover everything from rules about building a house to rules about making noise and maintaining fences. To find out more, read ''Buying a Home in British Columbia'', available online at [http://www.hpo.bc.ca/ files/download/Bulletins/BuyingANewHome. pdf www.hpo.bc.ca/ files/download/Bulletins/BuyingANewHome. pdf].