Difference between revisions of "Financial Help for People with Disabilities"

This program offers vocational counseling, financial support for training, and job search services to people who receive CPP Disability Benefits to help them return to work.

This federal grant/bond program provides up to $4,500 in free grants/bonds a year, with a savings deposit of $1,500 each year. Anyone under 60 who is eligible for the disability tax credit can establish an RDSP. For a disabled child, the parent or guardian can set up the RDSP. The RDSP is a way for a person or child with a disability and their families to save for the future.

Several tax benefits are available to people with disabilities, including the disability tax credit. The Canada Revenue Agency website has details.

If a medical doctor certifies that a person has permanent mobility impairment and cannot safely use public transport, they can apply for a refund of part of the federal excise tax on the gas they buy.

Disabled veterans may qualify for the Veterans Affairs Canada disability benefit—an award or pension. Veterans may also be eligible for [http://www.veterans.gc.ca/eng/services/financial other financial support], such as the [http://www.veterans.gc.ca/eng/services/financial/war-veterans-allowance War Veterans Allowance].

People can receive compassionate care benefits for up to six weeks if they have to miss work temporarily to care for a family member who is gravely ill with a significant risk of death. Unemployed people who are already receiving Employment Insurance benefits can also apply for compassionate care benefits.

Click any of 3 headings on this website: “[http://www.pwd-online.gc.ca/p.6dl.3st@.jsp?lang=eng&geo=2&cat=5_29 Benefits]”, “[http://www.pwd-online.gc.ca/p.6dl.3st@.jsp?lang=eng&geo=2&cat=5_64 Taxes]” and “[http://www.pwd-online.gc.ca/p.6dl.3st@.jsp?lang=eng&geo=2&cat=5_65 Loans, Scholarships and Grants]”. In each one, choose BC as the province for the relevant information.

This site lists many other federal benefits (organized by category), such as:

*Employment Insurance regular benefits

*International benefits

This site lists income assistance and other programs and services for people with disabilities.

==BC government help and programs==

The BCEA program helps adults 18 or over who are designated as a person with disabilities resulting from a physical or mental impairment that significantly restricts their ability to perform daily living activities. Some examples of assistance are:

*monthly support and shelter allowance

==Financial help for students with disabilities (from Canadian and BC governments)==

Students with a permanent disability who are having trouble repaying their loans due to their disability can apply to the [http://www.canlearn.ca/eng/common/help/contact/loans.shtml National Student Loan Service Centre] to have their loans forgiven (so they don’t have to repay the loan).

This program helps part- or full-time students with permanent disabilities with the cost of education.

This program helps part- or full-time students with permanent disabilities pay for exceptional education related costs for services and equipment.

This program helps full-time students with the cost of education if they have dependants 12 or older with a permanent disability. [https://studentaidbc.ca/explore/grants-scholarships/canada-student-grant-part-time-students-dependants Part-time students] are also eligible.

This BC government website has information on student loans, grants, and scholarships. It also has programs that help with loan repayment. And you can apply for student loans on the site. Search the site for “disability” to find all the relevant information.

This program helps students with permanent disabilities pay for exceptional education-related services and adaptive equipment.

Various bursaries are available, depending on your course load.

This program helps full-time students with a permanent disability with the cost of education by replacing about $1,000 in BC student loan funding.

This grant helps deaf and hard-of-hearing students with the additional costs while attending specialized post-secondary institutions where curriculum is delivered in American Sign Language.

This program provides grants up to $5,500 to former BC youth in care students between 19 and 23 years old. They have to meet several criteria, including being a full-time student or a student with a permanent disability studying at a reduced course load.

This plan helps you manage your Canada Student Loan and B.C. Student Loan debt by reducing your monthly payment and letting you pay back what you can reasonably afford.

Several BC and federal grants and scholarships listed here are for students with a permanent disability.

This program forgives (or cancels) student loans if you have a severe permanent disability that prevents you from working or going to school, and prevents you from ever being able to repay your loans.

This bursary program helps part- and full-time students with the initial costs of the learning disabilities assessment.