Difference between revisions of "Responding to a Small Claim (20:VI)"

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Where,  by  express  or  implied  agreement,  a  claimant  knew  of  and  understood  the risk  he  was  incurring  and  voluntarily  assumed  that  risk,  the  defendant  will  not  be liable.    Because  voluntary  assumption  of  risk  is  a  complete  defence,  it  is  very difficult to prove.
Where,  by  express  or  implied  agreement,  a  claimant  knew  of  and  understood  the risk  he  was  incurring  and  voluntarily  assumed  that  risk,  the  defendant  will  not  be liable.    Because  voluntary  assumption  of  risk  is  a  complete  defence,  it  is  very difficult to prove.
==== c) Criminality or Immorality ====
Where a claimant stands to profit from criminal behaviour or compensation would amount  to  an  avoidance  of  a  criminal  sanction,  the  claimant cannot  recover damages134.    This  is  narrowly  construed  and  a  claimant  should  read  Hall  before relying upon it.
==== d) Inevitable Accident ====
If the defendant can show that the accident could not have been prevented even if the defendant had exercised reasonable care, the defendant cannot be liable135.  For this  defence  to  apply,  the  defendant  must  have  had  no  control  over  whatever occurred and its effect could not have been avoided even with the best effort and skill.
==== e) Illegality ====
If  the  claimant  is  suing  on  a  contract  that  is  illegal  (e.g.,  it  calls  for  a  criminal interest  rate),  the  defendant  may  ask  the  court  to  decline  to  enforce  the  illegal provision  or  possibly  the  entire  contract.    Depending  on  the  circumstances,  the court may consider modifying the contract to remove the illegality.
==== f) Self Defence ====
If  the  defendant  honestly  and  reasonably  believed  that  an assault  or  battery  was imminent and used reasonable force to repel or prevent the assault or battery, the defendant may not be liable for any injuries or damage suffered by the claimant as a result136.
==== g) Defence of Third Parties ====
The  same  general  rules  apply  as  for  self-defence  provided  that  the  use  of  force is reasonable137.
=== 2. Statutory Defences ===
Certain statutes such as the ''Business Practices and Consumer Protection Act'', SBC 2004, c 2 provide a party with a cause of action that would not otherwise exist.  A defendant should carefully read  the  statutes  that  the claimant  is  relying upon  to  see if  the  statute  creates  or  prescribes certain defences. 
Where  the  claim  is  for  remuneration  in  relation  to  real  estate  or  property  management services,  the  claimant  must  have  either  been  licensed  when  the  services  were  rendered  or have been exempt from the requirement to be licensed138.  If the claimant was required to be licensed but was not licensed, the claimant cannot legally charge a fee.
The first step in replying to a claim by an entity such as a real estate management company is to establish whether the claimant was licensed with the Real Estate Board.
== D. Filing a Reply ==
The Reply must be filed in the same registry where the Notice of Claim was filed139.  There is a filing fee  except  where  the  defendant  admits  and  agrees  to  pay  the  entire  claim  or  obtains  a  fee  waiver.

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