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;Credit report: A detailed list of a person’s credit and bill-paying history, and other information about them. | ;Credit report: A detailed list of a person’s credit and bill-paying history, and other information about them. | ||
;Credit score: A number that expresses the information in a person’s credit report at one point in time. The score indicates the risk the person represents for lenders, compared with other people, on a | ;Credit score: A number that expresses the information in a person’s credit report at one point in time. The score indicates the risk the person represents for lenders, compared with other people, on a scale from 300 to 900. The higher the score, the lower the risk for lenders. | ||
scale from 300 to 900. The higher the score, the lower the risk for lenders. | |||
;Creditor: A person or company to whom another person owes money or an obligation. | ;Creditor: A person or company to whom another person owes money or an obligation. |
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