3,009
edits
Changes
no edit summary
{{Dial-A-Law TOC|expanded = autos}}
If you get a ticket for a driving offence, you’ll typically get points on your driver's record. The more points you rack up, the more you’ll pay in insurance premiums.
==What are driver penalty How many points?you get==When The number of points you receive a traffic or get depends on the driving violation ticket for speeding involved. Many driving violations result in two or some other driving offence under the BC ''Motor Vehicle Act'', you normally get three points on your driver’s record. You also get All speeding violations are three points for certain ''Criminal Code'' offences like impaired . Distracted driving, criminal negligence, and failure to remain at the scene of an accidentis four points. Driver penalty Driving while prohibited or suspended is 10 points are like black marks on your driving record.
==How many points do If you get?dispute a driving violation==It depends on what Points are added to your record if you plead guilty to a driving offence or if a court convicts you of the ticket is foroffence. Most If you pay a traffic tickets are for 2 or 3 points. All speeding tickets ticket, you’re admitting you are worth 3 pointsguilty.
==How are you billed for DPP Driver penalty points can increase your insurance premiums?==Everyone who owns a motor vehicle in BC must have basic vehicle insurance from the Insurance Corporation of British Columbia (ICBC). Each year, ICBC bills looks at your record of driver penalty points. If you for a DPP premium only if you’ve had 4 four or more penalty points added to your driving record in the assessment periodprevious year, ICBC bills you a '''driver penalty point premium'''. So if you get only This is an occasional minor traffic ticket, additional premium beyond the premium you won’t be charged pay to insure any extra premiumvehicle you own. Also, You are billed even if you don’t get points for parking tickets and other minor violations of city bylawsown or insure a vehicle.
==How you are billed for the premium==The DRP (like the DPP bill for any driver penalty point premium) is in addition sent four weeks before your birthday. ICBC uses the points just once to calculate the usual ICBC insurance premium that you pay for any vehicle and bill you own. And it differs from the fine So if you have to pay for the traffic or violation ticket. It also differs from any insurance cost increase three or surcharge you have to pay if you are fewer points in an accident that was your fault. You are assessment period, you won’t be billed even if you don’t own or insure a vehiclefor any premium.
==How much are DRPs?Another driver premium program applies to more serious driving offences==The amount depends on ICBC has a second program, '''driver risk premiums''', that applies to more serious driving offences. Under this program, ICBC reviews your driving record for offences for the number of convictions you getprevious three years. For exampleYou will have to pay a driver risk premium if, during the DRP for one excessive speeding offence is $320. It’s $905 for previous three years, you have:*one or more driving-related ''Criminal Code'' conviction like convictions (such as impaired driving. And it’s $3,760 for two )*one or more ''Criminal CodeMotor Vehicle Act'' convictions.worth 10 points or more (such as driving while suspended)*one or more excessive speeding convictions *two or more roadside suspensions or prohibitions
==How are you billed for a DRP?The amount of the premium==You will get only one DRP bill a year. But because The amount of the driver risk premium depends on the assessment period is 3 years, one conviction during this period means type and number of convictions you have to pay the DRP each year for 3 yearsget. For example, if you have the premium for one excessive speeding ''Criminal Code'' conviction, then you’ll have to pay (such as for impaired driving) is $320 each year for 3 years1, 086. The premium for a total of two ''Criminal Code'' convictions is $9604,512.
==Can How you be are billed for both a DPP the premium and a DRP?==No, both the DRP and the DPP premium will operate until the DRP replaces the DPP. Until then, you You will be billed only for one driver premium, whichever is highest.Because the assessment period for the driver risk premium is three years, one conviction during this period means you have to pay this premium each year for three years.
If you do this, be sure to actually take give up your license in person driver’s licence to the an ICBC driver licensing office and get a receipt for it. If you just put your license away and decide not to drive, you’ll still owe the same money as before, plus interestwhole one-year billing period, because there would be no proof that you gave up your right won’t have to drivepay the bill.
Again, you may have to prove your case to ICBC.
==Multiple crash Are there premiumincreases if I cause multiple accidents?==Yes. If you are 50% (or more) at fault for 3 crashes three motor vehicle accidents in 3 three years, you have might need to pay a '''multiple crash premium''' of $1,000. This is in addition to your regular Autoplan premiums. For each additional crash within three years, you would pay an extra $500. =For help= ==With more information=='''ICBC''' has information on the [httphttps://www.icbc.com/driver-licensing/tickets/Pages/MultipleDriver-crashPenalty-Points.aspx driver penalty point premium] and the [https://www.icbc.com/driver-licensing/tickets/Pages/Driver-Risk-Premium.aspx multiple crash driver risk premium] of $. :Toll-free: 1,000-800-663-3051:Web: [https://www.icbc. For each additional crash within 3 years, you would pay an extra $500com icbc. com]
[updated May 2018]
'''The above was last edited reviewed for legal accuracy by John BloisJanet Mackinnon, ICBC.'''
----