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People with disabilities can have options to get financial help and support from several placesthe government. This script explains some of Learn about the help government programs available, plus how and where you can turn to get help and find more information. It does not list every possible type of help, but it’s a good starting point. Some information appears in more than one place.
==Canadian government help and programsDisability assistance for “persons with disabilities”======[http://wwwSomeone can get '''disability assistance''' from the BC government if they are designated as a “person with disabilities”.servicecanada.gc.ca/eng/services/pensions/cpp/If you qualify for disability/benefit/indexassistance, you get a higher monthly income than someone on basic income assistance in BC.shtml Canada Pension Plan You also get a wider range of medical benefits (CPPsuch as coverage for health equipment) Disability Benefit]====A monthly CPP disability benefit may be available to people who:*are under 65,*stopped working because of a medical conditionhigher asset limit (meaning you can own more and still qualify for assistance), and*paid into the Canada Pension Planmore income exemptions.
===Qualifying for the benefit===[httpTo qualify for disability assistance://www*You must be at least 18, live in BC, and meet immigration rules.servicecanada*You must have income and assets within certain limits.gc.ca/eng/services/pensions/cpp/*Your disability/voc-rehabmust be severe, expected to last at least two years, and restrict your daily living activities.shtml CPP Disability Vocational Rehabilitation Program]====This program offers vocational counseling*You must also need help from another person, financial support for trainingan assistive device, and job search services to people who receive CPP Disability Benefits to help them return to workor an assistance animal.
====[http://www.servicecanada.gc.ca/eng/services/pensions/cpp/disability/voc-rehab.shtml Registered Disability Savings Plan](RDSP)=Applying for the benefit===This federal grant/bond program provides up To get disability assistance, you apply to $4,500 the government Ministry responsible for welfare in free grants/bonds a yearBC, with a savings deposit the Ministry of $1,500 each year. Anyone under 60 who is eligible for the disability tax credit can establish an RDSPSocial Development and Poverty Reduction. For a disabled childTo start, the parent or guardian can set up the RDSP. The RDSP is a way you apply for a person or child with a disability welfare and their families to save for the futureattend an eligibility interview.
====[http://www.servicecanada.gc.ca/eng/sc/ei/Tax benefits/compassionate.shtml Employment Insurance compassionate care benefits]==for people with disabilities==People can receive compassionate care Several tax benefits for up are available to six weeks if people with disabilities. A key one is the '''disability tax credit'''. It helps a person with disabilities or those supporting them reduce the amount of income tax they may have to miss work temporarily to care for a family member who is gravely ill with a significant risk of death. Unemployed people who are already receiving Employment Insurance benefits can also apply for compassionate care benefitspay.
====[http://www.servicecanada.gc.ca/eng/subjects/benefits/index.shtml Income assistance]==Savings plan for people with disabilities==This site lists many other federal benefits A '''registered disability savings plan''' (organized by categoryRDSP), such as:*Employment Insurance regular benefits*Employment Insurance (EI) sickness benefits*Employment Insurance (EI) fishing benefits*The GST/HST credit is a savings plan intended to help parents and others save for people with low or modest incomes*The GST/HST general rebates*Employment Insurance benefits to certain people who live outside Canada if their job is insured under Canada's EI program*International benefitsthe long-term financial security of a disabled person.
Anyone under 60 who is eligible for the disability tax credit can establish an RDSP. For more information, see the federal government website at [http://www.canada.ca/rdsp canada.ca/rdsp].
==Disability benefits for workers==
The Canada Pension Plan (CPP) provides benefits to workers who become disabled. If you become disabled and cannot work at any job on a regular basis, you may qualify for a monthly '''disability benefit under the CPP'''.
===Workers compensation benefits===You may be able to get compensation from [https://studentaidbcwww.worksafebc.cacom/explore/grants-scholarships/canada-student-grant-services-and-equipment-students-permanent-disabilities Canada student grant for services and equipment for students with permanent disabilitiesWorkSafeBC]====This program helps part- if you're a victim of a work accident or fullhave a work-time students with permanent disabilities pay for exceptional education related costs for services and equipmentillness.
==Support for return to work==The Canada Pension Plan offers a [httpshttp://studentaidbcwww.servicecanada.gc.ca/explore/grants-scholarships/canada-student-grant-students-dependants Canada student grant for students with dependants]====This program helps full-time students with the cost of education if they have dependants 12 or older with a permanent disability. [https:eng/services/studentaidbc.capensions/explorecpp/grants-scholarshipsdisability/canadavoc-student-grant-part-time-students-dependants Part-time studentsrehab.shtml voluntary program] are also eligibleto help CPP disability benefit recipients return to work. The program offers vocational counseling, financial support for training, and job search services.
====[https://studentaidbc.ca/ StudentAid BC]==Financial help for students with disabilities==This BC Several government website has information on student loans, grants, and scholarships. It also has programs that offer financial help for students with loan repayment. And you can apply for student loans on the site. Search the site for “disability” to find all the relevant informationdisabilities.
===Grants and bursaries for students with disabilities===The federal government offers a [https://studentaidbcwww.canada.ca/exploreen/employment-social-development/services/education/grants-scholarships/assistance-program-students-permanent-disabilities BC assistance .html grant program for students with a permanent disabilitiesdisability]====This program helps students . It is designed to help with permanent disabilities pay for exceptional the cost of post-secondary education-related services and adaptive equipment.
===Forgiven student loans===The BC government offers a student loan [https://studentaidbc.ca/explorerepay/grantsrepayment-scholarshipshelp/youth-educationalrepayment-assistance-fundplan-formerborrowers-youthpermanent-care Youth educational disability repayment assistance fund plan for former youth in care]====This program provides grants up to $5,500 to former BC youth in care students between 19 and 23 years old. They have to meet several criteria, including being a full-time student or a student borrowers with a permanent disability studying at a reduced course load]. This plan helps you manage your student loan debt by reducing your monthly payment and letting you pay back what you can reasonably afford.
{| class="wikitable"|align==="left"|'''Tip'''The BC government’s [https://studentaidbc.ca/explore/StudentAid BC] website has information on student loans, grants-scholarships Grants , and scholarships that do not have . Search the site for “disability” to be repaid]====Several BC and federal grants and scholarships listed here are find information on programs for students with a permanent disabilitydisabilities.|}
=Common questions===[https://studentaidbc.ca/explore/grants-scholarships/learning-disability-assessment-bursary Learning disability assessment bursary]====This bursary program helps part- and full-time students with the initial costs of the learning disabilities assessment.
==Other help and informationThe government turned down my application for disability assistance. Can I challenge it?==*'''[http://wwwYes.thelawcentreIf the BC Ministry of Social Development & Poverty Reduction denies you disability assistance or reduces your benefits, you have the right to challenge their decision.ca/ The Law Centre]'''See our information on [[Income Assistance: this clinic in Victoria, run by University of Victoria law students, helps people with disabilities Reconsiderations and Appeals (who cannot afford a lawyerScript 288) to get employment insurance, CPP disability benefits, |reconsiderations and other benefits. They also help with appealsof income assistance, no. Call 250.385.1221288]].
[updated June 2018]
'''The above was edited last reviewed for legal accuracy by John Blois[https://www.wilsonbutcher.com/lawyers/david-butcher/ David Butcher QC], Wilson Butcher.'''
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