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→Things to think about after separation
Normally, spouses and children are still covered by the other spouse's health insurance for a period of time after separation. Coverage for children usually ends once the children turn 19; coverage for married spouses almost always ends on divorce, but coverage for unmarried spouses may end when the parties stop living together. You should <span class="noglossary">contact</span> the people who administer your insurance plan for more information, as different plans have different rules about the eligibility of spouses as beneficiaries following separation.
For most people, maintaining spousal benefits costs little or nothing. If that's the <span class="noglossary">case</span>, consider leaving your spouse's coverage in place for as long as your plan allows; it will 'll appear rather mean-spirited if you cancel your spouse's benefits. Whatever you do, don't cancel the children's benefits!
===Finances and assets===
When you separate, make sure you take with you or secure the following items:
You may also wish to take a fair share — half or less than half — of common household property such as the children's clothing, the furniture, and your personal effects. However, it's really important that you proceed with caution. Yes, the odds are quite good that half the household property is yours, but the last thing you want to do after separation is to ramp up the tension with your ex any further. If you absolutely cannot live without the dish set, then take the dish set, but otherwise it may be best to leave the dish set at home. Nothing looks worse than the spouse who takes half the glasses, half the cutlery, half of a dining room suite, and half of the living room furniture. Now, this may seem a bit pessimistic, but you should also take make a list of all of the property your spouse owns in their own name and of all the things the two of you own jointly. A detailed list, including balances and account numbers and serial numbers, would be ideal, but even something as simple as a list of the financial and other institutions you and your spouse deal with will do. You can collect that information by writing down the names and addresses of the people who are sending your spouse statements; you don't even have to open the envelopes. This information could prove invaluable if you wind up in an <span class="noglossary">argument</span> about who owns what or about the extent of the family property and family debt. ===Personal privacy=== You should also change the passwords or access privileges for your: #smartphone, smartwatch, tablets, computers and other devices;#home wifi router and personal hotspots;#home security and surveillance systems, especially security cameras, electronic doorbells and electronic locks;#wifi-enabled appliances, fixtures and outlets#internet, cable and telecommunication service providers;#email accounts, social media accounts and gaming accounts; #subscription-based accounts, like Netflix, Spotify and Crave; and,#business accounts and services, including electronic banking, credit card and money transfer services, accounting and bookkeeping software, and communication and conferencing services. You may also want to disable any location-sharing options or services that may be available for your smartphone, smartwatch and car, or be built-in to your social media accounts.
==Sex and new relationships after separation==