Difference between revisions of "Optional ICBC Insurance (12:XI)"

*a) being under the influence of liquor or drugs so as to be incapable of proper control of the vehicle;  

*b) being convicted for an offence under ss 249, 252, 253, 254, or 255 of the ''Criminal Code'';  

*c) operating a vehicle when not authorized and qualified (''IVR'', s 55);  

*d) using the vehicle in illicit trade, or to avoid arrest, or other police action (s 55);  

*e) towing an unregistered, unlicensed trailer (s 55);  

*f) permitting others to breach a condition (s 55);  

*g) using a vehicle in a manner contrary to the insured person’s statement in his or her application for coverage, the result being a form of breach of condition. This happens most commonly in cases where coverage of a vehicle for “pleasure purposes” is applied for, and the vehicle is damaged when in fact being used to take the insured person to or from work (s 55 sets out the specifics);  

*h) failing, without reasonable cause and to the prejudice of ICBC,

**(i) to make a police report within 48 hours after the discovery of theft, loss, or damage;

**(ii) to obtain a  police case file  number; and

**(iii) to advise ICBC within seven days of making the report to the police of the circumstances of that loss or damage as well as the police case file number (s 136 (a)); and  

*i) failing, without reasonable cause and to the prejudice of ICBC, to comply with ss 67 or 68 of the ''MVA'', or similar provisions in the law of another Canadian or American  jurisdiction, relating to the duties of a driver directly or indirectly involved in an accident (''IVR'', s 136(b)).