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Difference between revisions of "Getting a Credit Card"
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===More on each step=== | ===More on each step=== | ||
'''Step 1. Keep a record of your account numbers | '''Step 1. Keep a record of your account numbers | ||
Write down the expiration dates on the cards. Keep the toll-free customer service number handy in case you lose your cards. | Find a safe place for your credit card account numbers. Write down the expiration dates on the cards. Keep the toll-free customer service number handy in case you lose your cards. | ||
'''Step 2. Don't lend your card to anyone | '''Step 2. Don't lend your card to anyone | ||
Under the law in BC, your liability for a lost or stolen card is limited. That usually means you’re protected. But if you give your card and PIN to someone, you lose this protection. | |||
'''Step 3. Shred credit cards you're finished with | '''Step 3. Shred credit cards you're finished with | ||
Shredding your bank statements when you’ve read them is also a good idea. | |||
'''Step 4. Be careful about giving out your credit card number | '''Step 4. Be careful about giving out your credit card number | ||
Don’t give out the number over the phone or online until you’re certain you’re dealing with a reputable company. If the company’s new to you, search for complaints against it online before you buy anything. | |||
'''Step 5. Check your bills often | '''Step 5. Check your bills often | ||
Review your credit card bills as soon as you get them. If you use online banking, check your account frequently. | |||
'''Step 6. Report questionable charges | '''Step 6. Report questionable charges | ||
If there are any charges on your statement you think might be fraudulent, contact your card issuer right away. They can put a fraud alert on your card and prevent any more charges. | |||
===Go deeper=== | ===Go deeper=== | ||